Welcome back to another episode of the 360 Money Matters Podcast!
The government just moved the goalposts on property investors and if you’re rentvesting, or even thinking about it, you need to know what’s changed and whether the strategy still stacks up.
Negative gearing on established properties is on the way out. Capital gains tax treatment has shifted. And for the first time in a long time, the rules that made rentvesting such a compelling wealth-building strategy have been tampered with. So is the juice still worth the squeeze?
In this episode, Billy and Andrew break down rentvesting in the post-budget environment: what it is, why people do it, and whether the numbers still make sense now that the tax landscape has changed.
This episode is for anyone who is rentvesting right now, considering it, or simply trying to figure out which property path, owning or investing, is actually right for them.
This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706
Episode Highlights
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What rentvesting actually is and why it’s become more popular than ever
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The real financial trade-offs: capital growth, cash flow, and opportunity cost compared side by side
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How the latest budget changes to negative gearing and CGT shift the calculation for investors
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Why the emotional pull of home ownership is real and when it’s actually the right call
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The question you must answer before choosing any property strategy: what are you actually trying to solve for?
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The key risk most people miss: once governments start adjusting property tax rules, what stops them doing it again?
