Welcome back to another episode of the 360 Money Matters Podcast!
In this episode, Billy and Andrew open up a real client case — a $2 million investment portfolio — and walk through exactly how it should be built, structured, and managed.
Most people with serious wealth ask the wrong first question. It’s not “what should I invest in?” — it’s “what am I actually trying to achieve?” Getting that wrong means every decision that follows is built on sand.
This episode is for anyone who has accumulated significant wealth and wants to make sure it’s working as hard — and as smart — as it should be.
This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706
Episode Highlights
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Why starting with your investment goal — not your investment choice — changes everything
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What a core satellite strategy actually looks like in practice, and why it suits a larger portfolio
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The real difference between holding assets in super vs. your personal name and why the tax gap is massive
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How to design income from a portfolio without triggering unnecessary capital gains
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Why debt recycling can be a smart tool, not just added risk
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The “silent killer” — how tax drag quietly erodes returns over time
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Why a great strategy still needs to adapt when life circumstances change
