Book A Clarity Call

Financial Protection You Can Rely On

Planning and protection is about making sure the life you’re building is secure, no matter what happens. We help you put the right protections in place, with clear explanations, personalised guidance and support at every step. We make the process simple and stress-free. You’ll understand exactly what your protection covers, why you need it, and how it helps secure the future you’re working hard to create.

Cta Home Banner 1
Book your Free Financial Advice Clarity Call

There is no obligation, just an initial conversation to kick start your financial freedom.

Cta Home Banner 2
Book your free Home Loan Health Check

Whether you’ve got a mortgage or you’re looking to get into the market, a Home Loan Health Check Clarity Call will help you understand your options and what to do next simply and clearly.

Rectangle 22696

A Protection Plan Designed to Secure What Matters Most

How We Support Your Planning & Protection Needs

Planning & Protection at 360FS goes beyond insurance. We help you strengthen every part of your financial life by protecting your superannuation, protecting your assets, planning your estate, and preparing for unexpected life events. Our goal is simple: to give you clarity, confidence and long-term peace of mind.

What We Help You With:

Superannuation is one of your biggest long-term investments, but it also needs protection. We review your fund’s fees, performance and insurance cover inside super (including life, TPD and income protection), consolidate multiple funds, update beneficiaries, and align your super investment strategy with your retirement goals.

Estate planning ensures your wishes are honoured, and your assets transfer smoothly to the people you care about. We help you review or establish wills, powers of attorney and guardianship arrangements, update super death nominations, plan for business succession, and protect family wealth through appropriate structures, while collaborating with your accountant and legal team.

You’ve worked hard to build your wealth. We help you protect it from risks such as litigation, relationship changes, business disruption and unexpected events. This includes reviewing insurance policies, structuring assets effectively, using trusts or business entities, and coordinating protection strategies with your tax and wealth plans.

From personal insurance to financial strategies that support major life milestones, we help you prepare for events that could impact your income, lifestyle or family’s well-being. This ensures your financial progress stays secure and your long-term plans remain on track.

We help you strategically plan for your family’s future, ensuring they are financially protected, supported and cared for, no matter what life brings.

Our Approach to Planning & Protection

Strategies that Secure Your Wealth and Prepare You for Every Stage of Life

Our Planning & Protection approach brings together superannuation, estate planning, asset protection and insurance to ensure every part of your financial world is protected, now and into the future. We make the process simple, practical and focused on giving you clarity and confidence.

How Our Process Works

  • We begin by understanding your goals, lifestyle, responsibilities and long-term plans.
  • We review your superannuation structure, fees, performance and insurance inside super.
  • We assess your estate planning needs across wills, powers of attorney and guardianship.
  • We examine your asset structures and identify any risks that may threaten your wealth.
  • We review existing insurance policies to ensure your income, assets and family are protected.
  • We coordinate with your accountant or legal team where needed for compliance and structure.
  • We build an integrated plan that fits seamlessly within your broader financial strategy.

Our approach is designed to give you both clarity and confidence, knowing you’re protected today and prepared for tomorrow.

What You Can Expect From Our Approach

360 Financial Logo Fa Primary Logo 1
Integrated Protection Across Every Stage of Life

From superannuation to estate planning and insurance, we connect every element so your protection strategy is complete and cohesive.

360 Financial Logo Fa Primary Logo 1
Clear, Easy-To-Understand Guidance

We simplify complex legal and financial decisions, giving you confidence at every step.

360 Financial Logo Fa Primary Logo 1
Collaboration With Your Professional Team

Where required, we work with your accountant, solicitor or business partners to ensure seamless implementation.

360 Financial Logo Fa Primary Logo 1
Long-Term Support & Regular Reviews

As your life changes, career, family, business, and retirement, your plan evolves with you to keep your financial world protected.

Why Choose 360 for Planning & Protection

Proactive advice that protects every part of your financial life.

We combine expertise across financial planning, superannuation, insurance, estate strategy and tax to help you build strength and stability into your future. Our planners take the time to understand your goals, responsibilities and lifestyle, so your protection strategy feels personal, practical and aligned with your long-term plans. Whether you’re protecting your income, preserving your assets or planning your legacy, we make sure every piece fits together seamlessly.

We also believe in clear communication and proactive support. That means simplifying complex decisions, explaining your options in plain language and providing ongoing reviews as your life evolves. By working collaboratively with your accountant or legal team where needed, we ensure your plan is not only well-structured but also compliant and easy to manage. With 360, you gain clarity, confidence and the peace of mind that comes from knowing you’re protected today, and prepared for tomorrow.

Frequently Asked Questions

What does “Planning & Protection” cover?

Planning & Protection brings together superannuation, estate planning, asset protection and insurance to secure every part of your financial world. It ensures your income, family, assets and long-term plans are protected from unexpected events while strengthening your overall financial position.

Superannuation is one of your largest long-term assets, and it can be vulnerable without a proper structure in place. We review your fund’s performance, fees, beneficiaries, and insurance inside super to ensure your retirement savings are protected, optimised, and aligned with your goals.

Yes, estate planning shouldn’t be a “set and forget” exercise. Wills, powers of attorney, guardianship arrangements and superannuation death nominations need to be updated as your circumstances change. Regular reviews ensure your wishes are honoured and your assets transfer smoothly and tax-effectively to your loved ones.

Personal insurance, including life, income protection, trauma and TPD cover, helps secure your financial stability if something unexpected happens. It ensures your family, debts and long-term goals remain protected, and forms a key part of a holistic
Planning & Protection strategy.

We recommend reviewing your plan annually or whenever a major life event occurs, such as buying a home, changing jobs, starting a business, having a child, or receiving an inheritance. Protection needs evolve, and regular reviews keep everything aligned with your goals.

We’re Here to Help with Your Questions and Enquiries

Please complete the form below with your enquiry details, and one of our team members will get back to you as soon as possible. We look forward to assisting you.

Real Reviews from Real Customers

Own Your Future

Award Winning Financial Strategists

360 Blog

360 Podcast

Let's talk! A free clarity call with one of our experts can be the first step in taking charge of your financial situation. Mortgage Broking, Financial Planning, Wealth Creation and Business advice - we've got you covered.

At 360 Financial Strategists, we’ve designed a range of entry-level options so you can take your first step toward financial clarity at your own pace.

How can we assist?

See our services

Book A 15-min Clarity Call

Speak to a specialist

Arrange a home loan health check