A Protection Plan Designed to Secure What Matters Most
Planning & Protection at 360FS goes beyond insurance. We help you strengthen every part of your financial life by protecting your superannuation, protecting your assets, planning your estate, and preparing for unexpected life events. Our goal is simple: to give you clarity, confidence and long-term peace of mind.
What We Help You With:
Superannuation Planning
Superannuation is one of your biggest long-term investments, but it also needs protection. We review your fund’s fees, performance and insurance cover inside super (including life, TPD and income protection), consolidate multiple funds, update beneficiaries, and align your super investment strategy with your retirement goals.
Estate Planning
Estate planning ensures your wishes are honoured, and your assets transfer smoothly to the people you care about. We help you review or establish wills, powers of attorney and guardianship arrangements, update super death nominations, plan for business succession, and protect family wealth through appropriate structures, while collaborating with your accountant and legal team.
Asset Protection
You’ve worked hard to build your wealth. We help you protect it from risks such as litigation, relationship changes, business disruption and unexpected events. This includes reviewing insurance policies, structuring assets effectively, using trusts or business entities, and coordinating protection strategies with your tax and wealth plans.
Insurance & Life Event Protection
From personal insurance to financial strategies that support major life milestones, we help you prepare for events that could impact your income, lifestyle or family’s well-being. This ensures your financial progress stays secure and your long-term plans remain on track.
Protecting Loved Ones & Your Long-Term Legacy
We help you strategically plan for your family’s future, ensuring they are financially protected, supported and cared for, no matter what life brings.
Our Approach to Planning & Protection
Our Planning & Protection approach brings together superannuation, estate planning, asset protection and insurance to ensure every part of your financial world is protected, now and into the future. We make the process simple, practical and focused on giving you clarity and confidence.
How Our Process Works
- We begin by understanding your goals, lifestyle, responsibilities and long-term plans.
- We review your superannuation structure, fees, performance and insurance inside super.
- We assess your estate planning needs across wills, powers of attorney and guardianship.
- We examine your asset structures and identify any risks that may threaten your wealth.
- We review existing insurance policies to ensure your income, assets and family are protected.
- We coordinate with your accountant or legal team where needed for compliance and structure.
- We build an integrated plan that fits seamlessly within your broader financial strategy.
Our approach is designed to give you both clarity and confidence, knowing you’re protected today and prepared for tomorrow.
What You Can Expect From Our Approach
From superannuation to estate planning and insurance, we connect every element so your protection strategy is complete and cohesive.
We simplify complex legal and financial decisions, giving you confidence at every step.
Where required, we work with your accountant, solicitor or business partners to ensure seamless implementation.
As your life changes, career, family, business, and retirement, your plan evolves with you to keep your financial world protected.
Why Choose 360 for Planning & Protection
Proactive advice that protects every part of your financial life.
We combine expertise across financial planning, superannuation, insurance, estate strategy and tax to help you build strength and stability into your future. Our planners take the time to understand your goals, responsibilities and lifestyle, so your protection strategy feels personal, practical and aligned with your long-term plans. Whether you’re protecting your income, preserving your assets or planning your legacy, we make sure every piece fits together seamlessly.
We also believe in clear communication and proactive support. That means simplifying complex decisions, explaining your options in plain language and providing ongoing reviews as your life evolves. By working collaboratively with your accountant or legal team where needed, we ensure your plan is not only well-structured but also compliant and easy to manage. With 360, you gain clarity, confidence and the peace of mind that comes from knowing you’re protected today, and prepared for tomorrow.
Frequently Asked Questions
What does “Planning & Protection” cover?
Planning & Protection brings together superannuation, estate planning, asset protection and insurance to secure every part of your financial world. It ensures your income, family, assets and long-term plans are protected from unexpected events while strengthening your overall financial position.
Why is superannuation included in financial protection?
Superannuation is one of your largest long-term assets, and it can be vulnerable without a proper structure in place. We review your fund’s performance, fees, beneficiaries, and insurance inside super to ensure your retirement savings are protected, optimised, and aligned with your goals.
Do I need to review my estate plan?
Yes, estate planning shouldn’t be a “set and forget” exercise. Wills, powers of attorney, guardianship arrangements and superannuation death nominations need to be updated as your circumstances change. Regular reviews ensure your wishes are honoured and your assets transfer smoothly and tax-effectively to your loved ones.
Do I need personal insurance as part of my financial plan?
Personal insurance, including life, income protection, trauma and TPD cover, helps secure your financial stability if something unexpected happens. It ensures your family, debts and long-term goals remain protected, and forms a key part of a holistic
Planning & Protection strategy.
How often should I review my protection plan?
We recommend reviewing your plan annually or whenever a major life event occurs, such as buying a home, changing jobs, starting a business, having a child, or receiving an inheritance. Protection needs evolve, and regular reviews keep everything aligned with your goals.
We’re Here to Help with Your Questions and Enquiries
Please complete the form below with your enquiry details, and one of our team members will get back to you as soon as possible. We look forward to assisting you.







