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Should you buy your first home or put it into ETF’s – A financial adviser’s guide

Welcome back to another episode of the 360 Money Matters Podcast!

In this episode, Billy and Andrew break down one of the most common questions they get from first home buyers:

Should you put your money into property… or into ETFs?

With years of experience advising real clients, they go beyond social media opinions and look at the numbers, the risks, and the real-world behavior that actually shapes outcomes.

If you’re trying to decide where your first serious investment should go, this episode will help you think clearly, avoid common traps, and choose a strategy you can stick with long term.

This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis &  Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706

Episode Highlights

  • The true costs of buying property vs investing in ETFs

  • How historical returns compare over 30 years

  • Why leverage makes property powerful, but also more risky

  • The impact of liquidity and diversification

  • The often ignored behavioral factor that changes everything

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360 Financial Strategists is a client-focused financial services firm dedicated to helping individuals and families build clarity, confidence, and control over their financial futures. With expertise spanning financial planning, mortgage broking, and wealth strategy, the team takes a personalised and transparent approach to advice, prioritising long-term relationships over transactional outcomes. Grounded in trust, integrity, and genuine care, 360 Financial Strategists is committed to simplifying complex financial decisions and empowering clients across Australia to move forward with purpose and peace of mind.

Disclaimer

This information has been prepared by 360 Financial Strategists for informational and educational purposes only. It does not take into account your personal objectives, financial situation, or needs, and should not be relied upon as financial advice.

Any financial advice provided by 360 Financial Strategists is confidential, tailored to each client’s circumstances, and delivered as part of a paid professional service. Before making any financial decisions, you should seek advice that is specific to your situation.

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