131. Maximising Age Pension

Welcome back to another episode of the 360 Money Matters Podcast! 

In this episode, we discussed getting the most out of age pension. We talk about who can get it, how it’s been changing, and how the government decides who gets it based on what you own and earn. We also share tips on how to maximise the age pension also!

Furthermore, we explain that there are limits to gifting money while still qualifying for age pension. That’s why it is important to plan early and get advice because living costs can be tough on just the pension. So, think carefully about your money to make sure you’re set for retirement.

Take charge of your financial future by learning how to maximise your age pension entitlements. Join us now!

This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis &  Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of AMP Financial Planning – AFSL 232706


Episode Highlights

  • About age pension eligibility

  • Means testing and assessment of assets

  • Strategies for maximizing age pension entitlements

  • Complexities to consider regarding beneficiary impact and fund preservation

  • Understanding spousal contribution and superannuation strategies 

  • Gifting assets and financial structuring


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