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Financial Advisor Sydney

SAVING FOR YOUR FUTURE

With a GDP of $461 billion in 2019, Sydney remains an economic powerhouse in Australia. If you’re planning on securing your financial future in Australia’s economic capital, then working with an expert financial advisor in Sydney is the solution.

Managing your finances and investments can be complicated, but we’re here to help! Get expert financial advice and achieve your long-term goals with 360 Financial Strategists.

How can a financial expert help?

A financial advisor is an investment professional who makes smart decisions about your money, investment, and savings. With their comprehensive financial expertise and knowledge, they offer advice and expertise to develop personalised financial strategies.personalised financial strategies.

As a trusted financial partner, they execute plans and decisions on behalf of their client. Whether you’re planning to buy a home, prepare for your retirement, or save for your kid’s education, a financial advisor in Sydney can help you meet your goals.

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Financial advisory services

Financial planning services include a wide range of assistance that can help you manage your finances. Here’s a closer look at what these services typically include:

  • Investment Management: This service involves crafting an investment strategy that fits your financial goals and risk tolerance. It includes selecting the right mix of assets to help your portfolio grow, including:
    • Stocks
    • Bonds
    • Mutual funds
  • Retirement Planning: Retirement planning is more than just saving money. Through thorough financial planning, advisors help you figure out how much you’ll need to retire comfortably. They also devise strategies to achieve those goals through savings plans and investments.
  • Tax Planning: A financial advisor in Sydney can also help you manage your taxes more effectively. They provide advice on how to minimize your tax liabilities through smart investment choices. They can also help you take advantage of tax deductions and credits.
  • Estate Planning: Estate planning ensures that your assets are handled according to your wishes after you pass away. Advisors help with setting up trusts, wills, and other legal structures to protect your estate and your family’s future.
  • Insurance Planning: Advisors often assess your insurance needs to protect your financial stability during unexpected situations. This could include the following:
    • Life insurance
    • Disability insurance
    • Long-term care insurance
Benefits of hiring a financial professional
Bringing a financial expert on board can transform the way you handle your finances. Here are some top benefits of working with a financial advisor in Sydney.
Get expert help and guidance

Starting your financial journey can be tricky, and that's where a financial advisor and financial planner come in handy. With their expertise and knowledge, you can create a tailored plan to achieve your financial goals. It's like having a personal coach who helps you make the smartest moves.

Make better investments

With financial advisors, you're not just throwing money at random investments and hoping for the best. They help you choose the right places to invest based on thorough research and their understanding of market trends. This way, your investment choices are more likely to grow and meet your financial expectations.

Manage wealth and finances

Wealth creation isn't just about having money; it's about making that money work effectively for you. Financial advisors are effective at creating plans that cover everything from everyday budgeting to long-term investments, ensuring your financial health stays strong.

Avoid costly mistakes

It's easy to make financial mistakes that can cost you dearly down the line. Working with financial advisers steers you away from poor decisions and helps in your financial and emotional recovery. Their expertise can be a real lifesaver for your financial life!

Save time

Life's busy enough without worrying about every detail of your financial planning. A financial advisor offers you freedom and time to enjoy life. They take care of the financial heavy lifting, so you don’t have to.

How much does a financial advisor cost in Australia?

Thinking about getting a financial advisor but worried about the cost? Here's what you need to know about how much it might set you back in Australia:

  • Type of service: What you need help with can change the price. Basic advice costs less than a full financial plan.
  • How they charge: Some advisors charge by the hour, others take a percentage of the money they manage for you, and some might have a flat fee for certain services.
  • Their experience: More experienced advisors often charge more because of their expertise.
  • Your financial needs: If you have a complicated financial situation, it might cost more because it takes more time and effort to manage.
Average costs of financial advisers

Typically, you might pay between $200 and $400 an hour for a financial adviser in Australia. For ongoing help managing your investments, advisors often charge about 0.5% to 1.5% of the total money they’re handling each year.

If you're looking for a one-off service, like setting up a financial plan, it could cost you between $2,000 and $5,000, depending on how complex your needs are. Knowing these costs can help you figure out what kind of help you can afford and what to expect when you start looking for financial advisers.

What is the difference between a financial planner and advisor?

When you're looking for financial guidance, you might come across two terms: financial planner and financial advisor. It's easy to think they're the same, but there are some differences:

  • Scope of Services: Financial planners typically focus on long-term financial planning, including retirement planning, estate planning, and saving for goals like education or buying a home. Financial advisors have a broader scope, providing strategic financial advice on day-to-day financial management and investments, in addition to planning.
  • Certifications: Often, financial planners hold specific certifications like Certified Financial Planner (CFP), which emphasizes their expertise in detailed financial planning.

Both financial planners and advisors aim to help you manage your money better and achieve financial security. They both can provide investment advice and guide you through financial decisions.

Choosing the right financial advisor in Sydney

Finding the right financial advisor in Sydney involves considering several factors to ensure they meet your needs:

  • Qualifications and experience: Check their credentials and how long they’ve been in the financial plan business. This can give you confidence in their skills and knowledge.
  • Services offered: Make sure they offer the services you need. If you're looking for help with investing, a more general financial advisor might be suited to your needs than a planner who specializes in long-term strategizing.
  • Fee structure: Understand how they charge. Is it by the hour, a flat fee, or a percentage of assets managed? This can affect both your cost and their advice.
  • Compatibility: You should feel comfortable discussing personal financial matters with them. It’s important that they listen to your needs and communicate clearly.

Choosing a financial advisor or planner in Sydney is about finding someone who can support your financial goals and whom you can trust to manage your financial future effectively.

Take control of your finances with a financial advisor in Sydney

Managing your money can be tricky, but you don't have to figure it out on your own. A financial advisor from 360 Financial Strategists can guide you through your options and help you make informed decisions for your finances!

Don’t leave your finances to chance! Reach out to us at 360 Financial Strategies to learn how we can help you achieve your financial goals. Whether you're saving for retirement, investing, or just trying to get your finances in order, we're here to help. Call us on 03 9427 0855 or contact 360FS today!